Expense Journal

Does your paycheck feel like it disappears almost as soon as you get it? You know you're spending money, but you're not sure where it's all going?

The Expenditures Tracker shows you exactly where your money goes. Track every purchase—whether it's cash, debit, or credit—and see your spending patterns clearly. This is your first step toward real financial awareness and better money habits.

WHAT'S INCLUDED

1 Expenditures tracking page (date, description, amount, payment method, purchase vs. payment)

1 Welcome page

1 Digital Use & Print Guide

PDF format (Letter size 8.5x11")

Instant download

WHO IT'S FOR

Perfect for organized professionals taking control of their finances, ambitious students learning money management, and anyone who wants to understand their spending habits before building a budget.

HOW TO USE

1. Circle the month and write the year at the top

2. Each time you make a purchase, record the date, description, and amount

3. Note whether you paid with debit card (DR), credit card (CR), or cash (CSH)

4. Check the box for whether it was a purchase (PRCH) or a payment (PMT)

5. Review weekly or monthly to spot patterns

THE TRANSFORMATION

From being unaware of spending habits to aware and able to plan for your financial future. You can't change what you don't track. Start seeing where your money actually goes—then decide where you want it to go instead.

Find out where your money goes today with this tracker—the perfect starting point for personal financial management.

Remind. Commit. Achieve.